Home Affordable Foreclosure Alternatives Program (HAFA)

The U.S. government has expanded the Home Affordable Modification Program (HAMP) to include incentives for servicers offering options to eligible homeowners in default wishing to avoid foreclosure. The new program is called Home Affordable Foreclosure Alternatives (HAFA). The HAFA program began on April 5, 2010 and all HAFA agreements must be finalized and signed by December 31, 2012.



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